Explore your numbers
FHSA Savings calculator
Project contributions and growth under a simplified savings plan.
Your estimate
Planning estimates only. All dollar amounts are CAD. Rates shown are examples, not offers.
Assumptions & limits
Assumes eligibility, annual contribution room, no withdrawals, contributions at year-end, and no carry-forward or restoration of room. New contributions are capped at $8,000 per year and the remaining $40,000 lifetime limit. Confirm your actual room with CRA. Growth and tax reduction are assumptions, not guaranteed returns or an exact tax refund.
Reference: CRA FHSA participation rules. Checked September 19, 2026.
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