Review your circumstances
Residency status, time in Canada, employment and property use influence lender eligibility. Share the full picture before choosing a price range.
Document your financial history
Lenders may request Canadian or international credit evidence, bank references and records showing the source of your down payment. Requirements are program-specific.
Coordinate professional advice
Mortgage eligibility is separate from permission to buy property and tax treatment. Ask your legal and tax professionals to confirm any rules that apply to your purchase.
A useful starting checklist
- Residency and identification documents through a secure channel
- Employment and income evidence
- Canadian and overseas financial records as requested
- Down-payment source and transfer history